I am going to be opening a call center but need a bit of help first. when i try to become a dealer or affiliate of certain services that i want to sell they ask the name of my company. well i am just setting up shop and not sure where to start. what do i need to get the “company” name and requirements and what about sales license etc. online? or do i need to go somewhere in person? appx $$$? services such as cable tv, satellite, tv, satellite radio, internet, phone, home security, mobile phone, maybe even credit repair, etc. all info would be greatly appreciated. i have been working in call centers for a while now and know what it takes to set one up and get the phones to ring and have people who know what they are talking about manning the phones
In most cities there is a free service called SBDC, Small Business Development Center. I am in the process of setting up my company. Seriously, they sit down with you, help you come up with a business plan, get you ‘free’ consultations with experts…example, they gave me the names of 4 lawyers in the area that work with SBDC, and I scheduled my appointment with the normally $170 per hour lawyer. He advised me, helped me decide what type of business to form…believe me, you won’t be disappointed and its a free service…Many of the people doing the consulting are former business owners and their experience and suggestions are very helpful…
They will tell you about any licenses or other requirements that you need to meet…go for it…
do a google and find one close to you…
CA Credit Report Repair: Where can I obtain a form letter to send to creditors?
Where can I find a legal form letter to send to creditors on my credit report to dispute and/or request them to remove themselves from my credit report?
My ex-husband’s credit items are showing up on my credit report, so I’d like to begin working on getthing that stuff off.
Ahh… I can do this online? That is awesome! I will find that and do it.
And, no, these are not my accounts at all, so I’m not on any of them that I’m trying to get removed.
Oh Goodness! Let’s hope it doesn’t go down THAT road! I think these are things that happended while we were in separation and legally married while waiting-out the 6-month divorce period.
I’m unsure how the Community Property stuff works or if that still makes them MY debts or not.
You are doing this the hard way. Just dispute the information online with the credit reporting agencies and let THEM do the work. However, if you name is on these accounts as joint credit, they cannot and will not remove them from your credit. Not even the creditors themselves will do that. However, if these are recent postings on your credit, THEN your ex might be using your identity to obtain credit. If that is happening, you pretty much must press charges against him or else it will appear that you are complacent with his activities.
Public filings in all its forms: For credit repair
I am looking for a Credit Repair Co. that is a bit smaller then the rest of all the major companies out there since i want personalized service at a resonable price, people who can actually help. If anyone knows of such a company, i would appreciate the help. Thanks
Ok, this is what i can say, yes credit repair companies can only do what you can do yourself, but like myself there are many other people out there that dont have them time to go 10 times to the post office and send off letters to all credit bureaus and all creditors that are listed on a credit report, sure you can, but you can also fix your own car, mow your own lawn and home school your kids but you dont. Instead you decide to use a professional.
I went and obtained all 3 of my credit reports, and then i seeked a professional, i used www.fastcreditsolutions.net
They were super helpfull and explained to my what my credit problems were and by how much i should lower my revolving accounts by.
My results were awesome they deleted a bunch of old collections and some late payments on my car loan.
They are pretty cheap and have awesome customer service, you can contact them below.
Fast Credit Solutions
Phone#(702)541-8215
Some Credit Repair Services & “Law Firms” May Be Scams!
I am twenty years old and I’ve acquired a lot of debt over the past two years. I owe capital one $650.00. I have a car note that’s late most of the time and when I was 18 my uncle rented property in my name and was evicted two months b4 the lease was up… not to mention student loans. Can anyone give me any advice on where to start as far as repairing my credit. I would like any good budgeting tips, websites or books. I’ve seen my parents make this mistake and I just want to start repairing my credit now so when I am done with school I can move on with my life and make better decisions as far as credit goes.
ONE MORE QUESTION… are those secured credit cards worth the price tag???
* I work a part time job getting paid 12.00/hour. I work about 52 hours a week
Well start by not getting any more credit cards at all!. Secondly, you should not only make your payments on time, but if possible, pay them 2 weeks before the due date in order to avoid finance charges. You don’t say anything about having a job. Do you own your car or are you still making late payments? Do you own anything outright? If so, check into a consolidation loan. $650 is nothing to owe, but quit using the card. Cut it up and write a letter to the company closing the account (yes you will still pay the $650 but you won’t accrue any further debt). Above all else DO NOT go to a payday loan or car title loan place, they are rip offs. I also question why / how your uncle rented property in your name, that constitutes fraud.
Here’s my situation… I am self-employed and have been for almost 3 years. I have the past 2 years tax returns… which don’t total much in profit at all. I am looking to shift my business into real estate investment and need to get a loan. I am looking for 100-105% financing… I would finance the update/repairs and then flip it. I have excellent credit (680 low 714 high).
Here are my questions:
1. Will a lender consider the potential income from the flip, if you present figures?
2. Will they consider my boyfriend’s off-the book income (if he gets a letter from his employer)?
3. What can I do to help me get a loan?
you should not have the problem to get 100%- 105% loan with your credit score.
lender will not penalize you for selling the property after couple of mth.(you need time to fix the house and sell after)
banks don’t consider any potencial income- they only consider what you make in the past 2 years.
if your boyfriend have of the book income, that’s why lenders create no income verification programs- you can’t proof your income,but we belive you, because paying taxes is between you and ancle sam.
no income verification programs come with higher interest rate and plus 100% financing mortgage will make them even higher, but if you will find good flip and you sure, that you will sell quicly – rate is not important that much, because you will keep this mortgage for very short time.
calculate your total investment money, like how much money you need to fix the house and add 20% (those are cost you don’t have idea you will have to pay before you start remodel and you going to do this for the first time) and of course calculate 6mth of mortgage payment ( hope you will sell this house in less time then 6 mth, but today market…) if you have enough money to cover all the expenses- you ready for your flip. trust me i did 3 flips in my life .better to be safe ,then sorry.
if you don’t sell this house, after remodel -you can refinance the house- the value of the house will be diferent after you fixed and you will get better rate and maybe you can rent out this house and wait for better market.
i don’t know what state are you from, but there are also remodel mortgages and you can borrow the money from the bank to fix the house and of course lender will consider the value of the house before remodel and after, but you need to talk with your local loan officer, and see what options are available to you and will work for you, unless you are from IL and I can help you.
How To Increase Credit Scores Through Self Help Credit Repair
