CA Credit Report Repair: Where can I obtain a form letter to send to creditors?
Where can I find a legal form letter to send to creditors on my credit report to dispute and/or request them to remove themselves from my credit report?
My ex-husband’s credit items are showing up on my credit report, so I’d like to begin working on getthing that stuff off.
Ahh… I can do this online? That is awesome! I will find that and do it.
And, no, these are not my accounts at all, so I’m not on any of them that I’m trying to get removed.
Oh Goodness! Let’s hope it doesn’t go down THAT road! I think these are things that happended while we were in separation and legally married while waiting-out the 6-month divorce period.
I’m unsure how the Community Property stuff works or if that still makes them MY debts or not.
You are doing this the hard way. Just dispute the information online with the credit reporting agencies and let THEM do the work. However, if you name is on these accounts as joint credit, they cannot and will not remove them from your credit. Not even the creditors themselves will do that. However, if these are recent postings on your credit, THEN your ex might be using your identity to obtain credit. If that is happening, you pretty much must press charges against him or else it will appear that you are complacent with his activities.
Public filings in all its forms: For credit repair
I am looking for a Credit Repair Co. that is a bit smaller then the rest of all the major companies out there since i want personalized service at a resonable price, people who can actually help. If anyone knows of such a company, i would appreciate the help. Thanks
Ok, this is what i can say, yes credit repair companies can only do what you can do yourself, but like myself there are many other people out there that dont have them time to go 10 times to the post office and send off letters to all credit bureaus and all creditors that are listed on a credit report, sure you can, but you can also fix your own car, mow your own lawn and home school your kids but you dont. Instead you decide to use a professional.
I went and obtained all 3 of my credit reports, and then i seeked a professional, i used www.fastcreditsolutions.net
They were super helpfull and explained to my what my credit problems were and by how much i should lower my revolving accounts by.
My results were awesome they deleted a bunch of old collections and some late payments on my car loan.
They are pretty cheap and have awesome customer service, you can contact them below.
Fast Credit Solutions
Phone#(702)541-8215
Some Credit Repair Services & “Law Firms” May Be Scams!
Im trying to get a loan and i wont get approved because my score is 525. I owe a student loan of $1,798.00, Macy’s about $300.00 Victoria’s secret about $350.00 and express $300.00. When i was 19 I settled a mastercard off which was about $ 2500.00. If I pay everything but the student loan can I bring up my credit score? if not what do you guys suggest? thanks and god bless
Are those current credit cards or are they in default? If they are current, pay them off. It is silly to pay the high interest rate on those store credit cards.
Are you saying that you defaulted on the Mastercard and settled for less than full balance? Or is the balance still unpaid?
Even if you paid off every one of these debts in full, you will not raise your score enough by January. Damage done by derogatory items stay even if you pay in full. Credit scores simply don’t go up that quickly.
You will need at least 24 months of consistent, on time payment history to even begin to improve your score. The longer the good payment history, the better your score.
When Renting Cars Abroad, It’s Renter Beware
I ONCE rented a car at an agency in a garage under the Villa Borghese in Rome. The parking structure was tight and poorly lighted, and before I even exited I put a dent in the vehicle, thanks to a low concrete barrier I couldn’t see in the rearview mirror. Credit Repair Process
has anyone had a good experience with these credit repair companies?
i mean wats the deal? can they really clear my file and if so can anyone recommend a good one? basically do they really work and how do you tell a legitimate one apart from all the scams out there..
You shouldn’t pay anyone to fix your credit. You can fix your own credit at no cost simply by writing to the appropriate credit reporting agencies and disputing the inaccurate information.
You will want to read, the FTC’s Credit Repair: Self Help May Be Best brochure at the link below
