I have bad credit and debt'm drounding. Where is the best place to seek Credit Counseling and debt?
I'm looking for a company that is reliable and trust so you can rebuild my credit and take over previous bills. I have a family and am looking to get a haouse a near future, so I need to get all this care immediately of any entry in a Credit Counseling Company reliable would be great thanks.
Have you tried to prosper? I have a loan through them, and they know of the existence of lenders. They let you put a personal loan and three years lenders (banks, not regular people) a discount rate to fund the loan. It works a bit like eBay, but offer lower rates from lenders to finance your loan account is the rate you pay. Check it out: http://www.prosper.com/join/loan/lastsliceofpizza
I have a credit card problem, what should I do, who to turn to 4 help? Deal credit counciling but cannot help CCS
I have debts of around S $ 50,000. It was the minimum payment a few years. Now they face some difficulties that I have to leave work to care for my children and all Otherwise the burden with my husband. I have tried to CCS, but said they cannot help me and suggest talk to the banks directly or go bankrupt. I do not care to file for bankruptcy if necessary, but need to know more. Is there any company or law firm in Singapore that I can get some answers or solutions? Thanks
I am looking for a Credit Repair Co. that is a bit smaller then the rest of all the major companies out there since i want personalized service at a resonable price, people who can actually help. If anyone knows of such a company, i would appreciate the help. Thanks
Ok, this is what i can say, yes credit repair companies can only do what you can do yourself, but like myself there are many other people out there that dont have them time to go 10 times to the post office and send off letters to all credit bureaus and all creditors that are listed on a credit report, sure you can, but you can also fix your own car, mow your own lawn and home school your kids but you dont. Instead you decide to use a professional.
I went and obtained all 3 of my credit reports, and then i seeked a professional, i used www.fastcreditsolutions.net
They were super helpfull and explained to my what my credit problems were and by how much i should lower my revolving accounts by.
My results were awesome they deleted a bunch of old collections and some late payments on my car loan.
They are pretty cheap and have awesome customer service, you can contact them below.
Fast Credit Solutions
Phone#(702)541-8215
Some Credit Repair Services & “Law Firms” May Be Scams!
What happens if your flagged by the Credit Beuros?
Im using a credit repair service. They basically dispute everything deragotory on your credit report and try to get them deleted. Well i just recieved a letter by equifax stating that it is suspicious and fraudulent to use a credit repair service and they will no longer respond to letters sent by them. The service told me that they are legal and the credit beuro is just using it as a stall tactic. The repair service said they have a responce to that, and basically is going to send them something saying i am who i say i am. I am afraid i might be flagged by the credit beuros and from what ive been told they can ignore all requests to remove info and they dont even tell you youve been flagged. The repair service told me that the only thing 1 can do after being red flagged is to file a complaint with the FTC. How long can the credit beuros flag you for?
Instead of wasting money paying a credit repair company, you should use that money to negotiate settlement of those debts.
Read what the FTC has to say about credit repair companies: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm
It is a waste of the credit bureau’s time to file bogus disputes. One of the reasons it takes so long to get real errors corrected is all the bogus disputes. Since you have been flagged, you will find it very difficult to get even real errors corrected in the future.
