How long does chapter 7 stay on credit report if filed January 3?
I always thought that if a Chapter 7 presented "before" all the Bankruptcy Laws change that would be fine. My question is – if someone files a Chapter 7 bankruptcy in January 2003 and is discharged in February 2003. Since this now 7 years of not being a person removed from credit report?
A Chapter 7 bankruptcy will remain on your credit for 10 years from the date filed, according to the FCRA. The bankruptcy http://www.ftc.gov/os/statutes/031224fcra.pdf remain until January 2013.
Doing too much to file bankruptcy under Chapter 7?
I tried to file for Chapter 7 today, but due to new legislation Bankruptcy think I can make lots of money also to the file. I offered Chapter 13, but in reality despite the law that says I can do a lot … We really have no funds to pay. I am married, but to declare bankruptcy for myself but the courts look at both revenue. What are my options?
In this situation you could get a legal separation from her husband (still married). You may have a co-application. This request asks for you can separate all the debts and who is responsible. Once done you can file chapter 7 because her husband is no longer legally applicable to claims that also ie as wages. It takes a two-page piece of paper, a couple of hours in the courthouse, and about $ 300 to do this.
