Bankruptcy Filing Tips

New York Bankruptcy Lawyer Explains What to expect when filing a chapter 13 Bankruptcy

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NYC OTB said Tuesday deadline is critical of The Associated Press – August 27, 2010 15:35 ET ALBANY, NY (AP) – New York Off-Track Betting Corp. President Greg Rayburn says Tuesday is another crucial deadline for the sick …
Top NYC Consumer Bankruptcy Attorney David B Shaev on The CW 11 Morning News

Illegal to refuse a refund?

I have a small computer repair shop. I operate on tight tight finances and my policy has always been that any hardware sold has a 30 day replacement or repair warranty, and there is no warranty on software. I have had many happy customers buy computers from me and have computers repaired with me. I only accept cash, because there is no chargeback risk as with credit cards or checks. Recently I had a customer purchase a laptop from me, bring it back and say she is not happy with it. Claims it will not play video games her son wants to play on it. I told her it is not powerful enough. (Not enough ram or processor speed). There is nothing wrong with the computer. I can’t afford to refund her but she claims its illegal to not refund money. I kicked her out but today I got a summons to appear in court for she is suing my business. I did nothing illegal here, how can she sue?

How can she sue? By not agreeing with your conclusion that there was nothing wrong with the computer. Whether she can win a lawsuit is another question. No law requires any sort of warranty beyond the implied warranties of fitness of merchantability. If the computer works, you have satisfied your implied warranty. You seem to have given an absolute warranty of 30 days, but with a limited remedy. The law in most places allows that.
She has no greater right to cancel the sale than you have to go to her home and demand a return of the computer.

Credit Repair Business Software by DisputeSuite Live Review

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Hello..Im in some credit woes and wonder if its best to do a settlement or credit consolidation/whats the best

Im worndering also if there are better companies to use as I have heard some horror stories with some credit ” repair” companies….

I understand your concerns. Many people out there believe that credit repair is a scam. And, to be honest, there are a lot of scam artists out there posing as credit repair specialists. However, it should be noted that most of the myths about credit repair are perpetuated by the credit reporting agencies. They don’t want you challenging what they do because it costs them money. So they will tell you that you don’t need to do credit repair or that you can do it yourself. While that is true, it is also true that you can repair your car yourself when it breaks down. However, you take it to a mechanic because you know the mechanic understands engines better than you do.

I KNOW its legitimate i went from a 502 credit score to a 767 in 6 months!!!!!!!!!!!!

The company i used offered a money back guarantee.

NWBA has been in business for over 13 years. In all that time they have had only one complaint against them with the BBB. Other companies in this field have as many as 300 in the last three years. In fact the other two of the top three credit restoration companies both have over 250 complaints against them in the last three years.

The decision is ultimately yours. there credentials and reputation are unimpeachable. It comes down to, are you going to listen to people who only believe what they hear on TV or are you going to believe people who actually work in the field every day and know the truth?

http://www.karunaservices.com/

The Best Credit Repair Company – 866-899-9760

Business Law?

. A bankruptcy can be initiated by involuntary petition under Chapter 13. True, false

False

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