Poor Credit Repair

I’m looking to barrow about $15,000 to do some home repairs. I have poor credit…any sugestions?
I own my own home and owe $55,000 on the first mortgage. Looking for some kind of loan to do some repairs ( home equity,refinance…ect.) but, my credit is not that good. Any ideas?
If you haven’t had a derogatory credit in the past 12 months, you may qualify for an FHA mortgage. This would refinance your current first mortgage (provided you have some equity). The cost of doing this would probably be too high. Maybe you could find a construction company to let you finance the work.
Credit Restoration not repair Pt 1
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