File Bankruptcy To Stop Foreclosure

What I can do to stop foreclosure?
My girlfriend is losing her home because they can not pay after refinancing. We are short of time. The house is a beautiful house in Orlando, but the market is not good for sellers. Where is excluded? What about filing for bankruptcy? Your credit is not very good anyway.
Filing bankruptcy will only prolong inevitable. You should try to do a short sale without recourse.
Foreclosure
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