Debt Relief Truths

I am getting conflicting information on the Servicemembers Civil Relief Act?
I will be leaving for basic training on June 3rd, 3008, and I have received information about the Servicemembers Civil Relief Act. Some people are stating that is applies only people deployed overseas for war, while others have stated it applies to any Active Duty personnel who have debts that were created prior to active duty status. What’s the truth?
both, sort of
1- it applies to active duty personnel, whether they are deployed or not, for debts incurred prior to enlisting
2- it applies to reserve/guard personnel for debts incurred prior to being activated for deployment.
The truth about credit card debt
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