Debt Relief Scam Companies

If the Debt Relief Companies are a scam, then …?
what other ways there are to pay the bills, except to get a job and placement payments on them? It's a $ 300 hospital bill, of course.
Paying little by little. Take a year to pay this bill. Get some envelopes, address them. Write to December 15th of each month checks on them. A medical company will not send you to collection if you make small payments without missing a beat. It is called a effort to pay. Keep spreasheet and maintain a running balance. After 6 months call them and make a settlement offer if you have the cash to pay immediately. Offer 50% of the balance due. /
Avoiding Credit Card Debt Relief Scams
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