Debt Relief Estimate
How can I decide on if a credit relief agency is legit?
I want to start looking into the option of getting professional assistance to get out of debt. I’m not going to mention any numbers, but the debt my wife and I have accrued over the years is … well, staggering.
Anyway, I know some company’s are out to scam people, and I was wondering if their was any way to research various agencies?
I’m not sure of the term I am thinking of, but the types of companies that I am referring to give you an agent, then the agent negotiates deals with your credit lenders to lower interest rates, then they give you a flat fee to pay monthly and an estimated time of paying off your debt.
Go to this site: http://www.nfcc.org/ and find someone in your area. These are legit non-profit companies. They offer Free Credit Counseling and have Debt Management Programs available, if you qualify, for no fees.
A lot of companies claim to do debt repair/counseling but they take fees up front and just trash your credit.
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