Debt Credit Counseling Management
If I'm in a program of debt management, then I have to pay more than normal on my credit card?
So I have a Visa Bank of America, with about $ 6300-13%. The account was closed by a program of debt management. And I paid the monthly payments through DMP. I want to make a payment over of the monthly Visa. But I can not pay the full balance. I wanted to pay about $ 1,000. Just to reduce the principle. But remember the Credit Counseling said no do so. They said it shows that I have money and there was more agreement BOA. Should I trust credit counseling? Or make a payment directly to the Board of Auditors? And do you think credit cards are bad? JK
I actually say yes, respect the credit counselor. card companies are known to retract the settlement amounts and monthly payments, especially to see if you have money. They wonder why they made the rules. It is good that you want to pay more now, but in the eyes the creditor, they like, "why not paid as originally?" Think of it this way, you make your payment going to do now BOA and is broken settlement agreement in a few months, he meets the wrong place again, and can not pay what you expect to pay a lot of interest again, the man under Me no think so. bad advice. My information comes from someone who has collection agency, and knows the result of what we mean. I work with debt counselors every day, but sometimes seem to know is not good, a good portion of them are very well informed.
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