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Credit Couseling

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What is the best way to get information for first time homeowners grants without having to pay for information?

Am interested in buying a home for the first time and I have no time to search endlessly. However, I am wary about buying CD's that is supposed to teach where to look and how to apply for these grants. My credit is not the greatest, but I decided that having to live in poor housing and an owner who does not respond to my request for repairs is not worth the trouble. I would also like a program that offers credit couseling so if I have the luck to buy a house, I know I will not have any trouble paying the mortgage. My daughter, son and my three grandchildren currently reside with me in a three room house, with my husband and the youngest. My daughter-in-law and I are the only ones working at home. It goes without saying that space is very limited at home. I mostly concerned with the condition of the house. Having grandhchildren young, I worry that get hurt on the condition of our house.

If you live in California http://www.nehemiahcorp.org/: www.calhfa.org Check with your state or local housing and the Commission for programs as well. Most of them have on hand.



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