Credit Counseling Debt Management Plan

Credit Card Debt?
I have some credit card debt from two cards and they have both been closed and turned to collections. I would like to put all the debt and make a payment plan or even make a payment plan with the individual companies so I can clean up my credit. How can I do that? And has anyone ever had a similar experience? And would it be better to contact the collection agencies themselves to make a payment plan or should I use Consumer Credit Counseling Services Debt Management Plan? I owe about 3,000 between two credit cards but I am a college student with limited income?
Hi,
I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It’s legitimate. Icame across this company on NBC News Special Edition.Check it out here:
http://lnkurl.com/25
Cambridge Credit: What is a Debt Management Plan
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