Chapter 13 Bankruptcy Case Information
Filed Chapter 13 bankruptcy want to improve FICO score?
My husband and I filed Chapter 13 bankruptcy in 2006. Your FICO score about 500 at the time of filing. My FICO score is closer to 600. I checked recently and the new FICO score is closer to 400 to the Mine is closer to 500. Why the drop in score is the declaration of bankruptcy. Our case is to be issued probably in a year and a half. We do not accept credit cards or loans. We have a car loan is paid in a bankruptcy. The car will be paid in two months. We are not allowed to open a new charge or credit cards over $ 500. Is there anything we can do to improve our FICO now or when the case is discharged. After the bankruptcy, we plan buy a house in about 3-5 years. The reason that declared bankruptcy because my husband was fired for two years and has fallen behind on their mortgage and loss of his apartment at closing. What happened before we were married. Thanks for any information you can provide.
Wait until you are satisfied. Both are uphevel in trouble due to economic developments in the mortgage, credit is very tight and difficult to obtain.
Bankruptcy Questions : What Is Chapter 13 Bankruptcy?
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