California Bankruptcy And Mortgages
second mortgage and bankruptcy?
if you declare bankruptcy, (do not know if this will be a 7 or 13, probably 13) and lives in California … "I can put my second mortgage? I have about 370K and 1 @ 100k on the second. I also wonder if I have a boat, I am paying this back to the bank, although I do not I? if material, I would like to know more about what is worth it for @ 3-6k … History @ 16k.
You are required to list all debts in your schedules bankruptcy. If you want to keep your home, you must reaffirm all and continue to make mortgage payments (if you file Chapter 13, this can be done through a Chapter 13 plan). Otherwise, the bank management may request the automatic stop and lock. Also, any good lawyer will tell you to abandon ship. One of them, this is not a necessity. Second, you need a lot more than worthwhile. Again, if you want to save, must continue to make payments. My advice for you – if you are serious about a lawyer. You can also find many good resources:
“Saving California” Bankruptcy
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